Altruis Group

Providing specialized insurance solutions for clients in targeted market segments.

Derived from the word "Altruist", Altruis Group is unselfishly committed to the welfare of others first. Securing the well-being of our clients solidifies our own.
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Why Altruis Group

Altruis Group offers a modern approach to insurance. The synergy between technology and years of underwriting expertise produces a superior ability to deliver insurance solutions built with the insured as the focus.

Insurance should be an asset rather than a overpriced expense. We have capacity to underwrite an insured's risk either in house through one of our binding authority arrangements or with one of our trusted carrier partners.

Altruis Group was founded with extensive insurance industry experience. Founder of Altruis Group, Joe Beneducci, has developed and deployed a variety of successful insurance entities, both public and private. The depth of insurance knowledge and implementation of modern technology positions Altruis Group as a unique partner for clients, agents and carriers alike.

Who We Serve

Altruis Group exists to build long-lasting partnerships and valuable, client-specific insurance solutions for our partners and friends. Whether you are an insured, a partner broker or an insurance carrier; your interests always come first.

Delivering specialized insurance solutions directly to our insureds looking for a alternative with a true partner.
Access to our insurance carrier network or to secure coverage in one of our binding
authority programs.
Partnerships to provide underwriting expertise and administration services to insurance carrier partners.


With the option to protect you through one of the select partners in our close carrier network or through our Managing General Underwriter (MGU) platform where we can underwrite your insurance in house; Altruis Group is truly able to deliver tailormade insurance solutions.

Top industry specialties:

  • Self-Storage Facilities
  • Construction
  • Boat / Yacht
  • Entertainment & Sports
  • Financial Services
  • Law Firms
  • Hospitality
  • Manufacturing
  • Public Entities
  • Real Estate
  • Technology
  • Transportation


There is strength in numbers.

Altruis Group recognizes the value that can be unlocked through a true partnership. We are always seeking new broker partners interested in working in harmony with us to deliver superior solutions with the needs of the insured as the central focus.

Serving our our agent partners, we provide access to one of our carrier partner's paper in a wholesale capacity or will underwrite your insured in house to protect them in one of our binding authority programs.


Building long-term partnerships with our carrier partners is at the forefront of our business as a brokerage and MGA/MGU. Insureds can not be protected adequately without well-equipped carriers to support them.

Given our technological capabilities and underwriting knowledge on staff, Altruis Group is in a unique position to deliver a comprehensive insurance solution on behalf of our carrier partners via an MGA/MGU arrangement for various lines of business in a program structure.

Alternatively, Altruis Group is able to provide carriers with quality risks looking for a valuable solution in a more traditional brokerage capacity. We work with our carrier partners to gather data and submit applications on behalf of the insured to ensure they are protected while the carrier maintains the full underwriting authority.

Our Team

Altruis Group's team is solely dedicated to the needs of our clients before our own. Coming from various backgrounds in insurance, finance and technology, everyone at our firm shares a devotion to finding the best solution. We are here to help.

Joe Beneducci’s insurance expertise spans more than 30 years, built on a foundation of trust, ethics, transparency, and integrity. He has successfully founded and led both public and private insurance companies and is well-regarded for promoting passionate, collaborative team cultures. His leadership style is exemplified by his unwavering belief that the best way to achieve success is by helping others succeed first.

Joe Beneducci

Founder & CEO

Joseph Beneducci, an Accredited Advisor in Insurance (AAI), comes from a sales background in the commercial insurance space. At Altruis Group, he manages the relationships between our carrier and agent partners to build new and unique insurance products for targeted industries. Joseph is passionate about constantly learning and meeting new people. His knowledge about various businesses and genuine curiosity about people makes him a great resource for the development and distribution of Altruis Group's specialty products.

Joseph Beneducci IV

Managing Director - Sales

Jason Beneducci comes from a diverse background. He has experience in insurance underwriting at Lloyd's of London in the UK, Private Equity experience in New York City and proficiency in full-stack coding. The synergy of these skillsets allow him to build modern rating, reporting and underwriting interfaces for our insureds, agents and carrier partners.

Jason Beneducci

Managing Director - Underwriting and Technology

Coming from a business law background, Jared Beneducci handles the operation of our cutting-edge agency management system as well as oversees all compliance and licensing relating items for our firm. Jared has experience in the reinsurance space from his time spent at Guy Carpenter and remains involved in the deployment of Altruis Group’s rating and underwriting capabilities.

Jared Beneducci

Managing Director - Operations

Carrier Partners

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