Self Storage
Insurance Program

Commercial Insurance Package

Altruis Group has developed a specialized insurance solution for the owners and operators of Self Storage facilities. With the industry growing so rapidly, it is important to make sure the risks owners and operators face are effectively covered at a fair price. Altruis Group has full binding authority for this program. Our firm will underwrite and price your risks directly.

Please use the button below to submit an application or get in contact with us regarding the insurance for your facility.

Submit a Risk
Application For Insurance

Target Classes of Business

Self Storage Facilities

Facilities originally designed for Self Storage

Converted Self Storage Facilities

Facilities that have been renovated to operate as Self Storage Facilities

RV and Boat Storage

Facilities that engage in the storing of customer's boats and RVs

Program Underwriting Guidelines & Highlights

  • All states except Alaska and Hawaii eligible
  • Policies written on A- (Excellent) paper
  • Commercial Property coverage up to $5 million in TIV per location and General Liability coverage of $1 million per occurrence, $2 products and completed operations aggregate, $2 million general aggregate
  • Deductible Options of $1,000, $3,000 and $5,000
  • Optional coverages for:
    Hired and Non-Owned Auto, Workers Compensation, Cyber, Inland Marine, Earthquake and Flood
  • Coverage Option for Backup of Water Drains and Sewer
  • Customized Policy
  • Market Competitive Rates


Ensures the longevity of the bricks and mortar at your facility posed by various commonly experienced perils.
General Liability
Provides coverage for the liability that you bear by allowing independent third parties to access your facility.

Additional Coverages

Business Auto

Autos owned by the facility that are operated on site

Worker’s Compenstation

Insurance solution to protect
on- site employees


Electronic data breach and basic cyber exposures

Inland Marine

Equipment such as forklifts and small power machines operated on site


Losses to property directly caused by seismic activity


Losses to property directly caused by flood

Policy Features

  • Property and General Liability
  • Capacity for larger limit and extended coverage enhancements
  • Credits available for multiple locations and membership to a franchise or association
  • Covers Sales and Disposal Legal Liability
  • Earthquake and flood add-on capability in approved areas



Jason Beneducci
(561) 589 3092


Joseph Beneducci
(561) 589 3093